There is less time to apply for Obamacare this year - wistv.com - Columbia, South Carolina

There is less time to apply for Obamacare this year

The sooner deadline for 2018 coverage is one of the several changes to what's known as Obamacare. Insurance agents and navigators are encouraging people applying to reach out for help. (Source: healthcare.gov) The sooner deadline for 2018 coverage is one of the several changes to what's known as Obamacare. Insurance agents and navigators are encouraging people applying to reach out for help. (Source: healthcare.gov)
COLUMBIA, SC (WIS) -

If you're looking for health insurance under the Affordable Care Act for next year, you have from Nov. 1 through Dec. 15 to apply online at healthcare.gov. 

The sooner deadline for 2018 coverage is one of the several changes to what's known as Obamacare. Insurance agents and navigators are encouraging people applying to reach out for help. 

Lauren Pruitt is one Columbia wife and mother who's secured insurance through the ACA for herself and her family.

“I was working for a company that didn’t provide insurance for the employees and I was constantly worried that if something did happen, then I could go into financial bankruptcy," Pruitt says. 

Pruitt came to Joel Lourie's office first to get insurance but now works as a receptionist there. She will enroll again this year for the coverage. At a quick glance, she discovers some of the premiums have gone up. 

“First of all, everybody keeps hearing about the rate increases, but the discounts have increased,” Lourie says.

Lourie says that about 10 percent of South Carolinians who don't fall into the poverty level for a subsidy or discount could see the rise.  After Dec. 15, the penalty for anyone not insured is $700, or 2.5 percent of your income. 

“Set that aside. The biggest risk in not having health insurance is if you get hurt if you have a catastrophic illness that puts you in the hospital for a long time or has you going back and forth from the doctor, you will end up with a financial liability that can follow you around for the rest of your life," Lourie says. 

“You know, any premium is cheaper than if you had an accident or if you had to go to the emergency room or if you had surgery and were uninsured,” Pruitt says. 

Copyright 2017 WIS. All rights reserved. 

  • Trending StoriesTrending StoriesMore>>

  • Station: Video shows nurses laughing as 89-year-old dies

    Station: Video shows nurses laughing as 89-year-old dies

    Friday, November 17 2017 5:11 PM EST2017-11-17 22:11:09 GMT
    Sunday, November 19 2017 1:41 PM EST2017-11-19 18:41:48 GMT

    An Atlanta television station says video secretly recorded in a nursing home in 2014 shows nurses laughing while they try to start an oxygen machine and an 89-year-old World War II veteran dies.

    More >>

    An Atlanta television station says video secretly recorded in a nursing home in 2014 shows nurses laughing while they try to start an oxygen machine and an 89-year-old World War II veteran dies.

    More >>
  • Trump says he should have left UCLA players in Chinese jail

    Trump says he should have left UCLA players in Chinese jail

    Sunday, November 19 2017 1:33 PM EST2017-11-19 18:33:58 GMT
    Sunday, November 19 2017 4:31 PM EST2017-11-19 21:31:56 GMT

    After UCLA player's father minimized President Donald Trump's involvement in winning players' release from China, Trump tweets, "I should have left them in jail!".

    More >>

    After UCLA player's father minimized President Donald Trump's involvement in winning players' release from China, Trump tweets, "I should have left them in jail!".

    More >>
  • Woman convicted in hair weave killings collapses as guilty verdict read

    Woman convicted in hair weave killings collapses as guilty verdict read

    Saturday, November 18 2017 8:09 AM EST2017-11-18 13:09:51 GMT
    Shelby Isaac (Source: WMC Action News 5)Shelby Isaac (Source: WMC Action News 5)

    Shelby Isaac was found guilty on two counts of second-degree murder in the shooting and killing E.J. Tate, his girlfriend Edwina Thomas, and their unborn child in January 2016. 

    More >>

    Shelby Isaac was found guilty on two counts of second-degree murder in the shooting and killing E.J. Tate, his girlfriend Edwina Thomas, and their unborn child in January 2016. 

    More >>
Powered by Frankly