Perspective: WIS Editorial on loan restructuring

COLUMBIA, SC (WIS) - The recession we're in is threatening the American dream.  Homeowners are defaulting on their mortgages at alarming rates. But in Columbia, thousands of homeowners are getting a chance to get out from under high interest rates and restructure their loans.

Thanks to Columbia's Congressman Jim Clyburn and the Neighborhood Assistance Corporation of America, NACA, there's a "Save the Dream" weekend planned for the Carolina Coliseum downtown.  Hundreds of mortgage counselors from NACA are assisting struggling homeowners.  Their loan restructuring can help many homeowners get their rates down as low as 3%!  Best of all, the service is free and open to people who own just one home and live in it.

If you need help to save your dream, you should pre-register for the event by calling 1-888-302-6222, or log on to NACA has helped thousands of homeowners keep their homes.  And it's great to have some hope available in these very tough times. That's my perspective.  I'd like to hear from you!