Southern First Mortgage - - Columbia, South Carolina

Southern First Bank offers a ClientFIRST® experience with our full service mortgage operation.

We underwrite, approve, and close our mortgages in-house providing you with exceptional service from start to finish. Whether you are purchasing your first home, moving to a new one, or refinancing your existing mortgage, we offer mortgage options that can help you reach your goal.


Available options Include:

•Conventional Mortgages – Fannie Mae and Freddie Mac

•FHA Mortgages – Including Purchases with 3.5% down payment, Refinances

•VA Mortgages – Including 100% Purchases and Streamline Refinances

•USDA/Rural Housing – Including 100% Purchases, No Down Payment

•Construction Loans


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